Disruption is popular. Cut-throat competitors within a shrinking profit pool is an all too familiar scenario for 21st-century organizations. Markets become saturated, growth rates diminish, and profit margins shrink. What if we told you that there’s a way to escape this relentless, vicious circle? We have tested cases of companies using the M-Zawadi Loyalty Program to create differentiation guided by the principles of high impact, low cost, and rapid execution. Let our team hold your hand from Red Oceans to Blue Oceans using loyalty.


We have made intentional strides to transform how brands do promotions, reward clients and automate customer experience.

SACCOs and Banks

Differentiation in service industry is difficult. Cost of doing business impacts the bottom line and profits margins are always shrinking.

M-Zawadi Loyalty has transformed incentives, customer experience and engagement in this industry in a way that has not been done before.



We customize our pricing to suit your budget, business needs and objectives.